When you work with our team to find your dream home you get a knowledgeable and professional agent that is committed to providing the best service possible. 

  • We negotiate on your behalf, 
  • Strong systems to streamline the buying process.
  • Have a strong track record

Our Realtors cater the strategy to fit your need of service and help in the buying process. 

  • Preview homes in advance, 
  • Personal home tours 
  • Keep you informed of new ones that come on the market
  • Local market expertise helping you understand the area you are purchasing and provide a CMA that will give the ability to feel confident in your offer and purchase price.

Founded on high ethical standards and strong principles, our Realtors main objective is putting client interest first.

  • Team work and collaboration towards a common 
  • Technology advancements to improve the buying process 
  • Training and classes to improve and understand the market

Buying FAQ's

Answers to Frequently Asked Questions

What is the difference between "pre-qualified" and "pre-approved"?

If you are "pre-qualified" you have determined, with a loan officer,  what price you can afford based on the down payment, your debts and the  amount the mortgage company will approve for your mortgage. Being  "pre-qualified" is only a determination of your probable credit. If you  are "pre-approved", your credit, employment and funds have been approved  by the lender. 

What are closing costs?

Closing costs are an accumulation of charges paid to different entities  associated with the buying and selling of real estate. For buyers, they  are usually about 4-6% of the total sales price of a property. Some of  the closing costs you might encounter are: application fees, appraisal  fee, county taxes, credit report, discount points, documentation fee,  escrow fees, homeowners' association fees, loan fees, mortgage  insurance, origination fees, tax registration and title insurance  premium. 

What is a point?

One point is equal to 1% of the new loan amount. Whenever government  regulation, state usury laws and/or competitive practices prohibit the  lender from charging a rate of interest that would make the real estate  loan competitive with other fields of investments, the lender must seek  some method of increasing the yield for the investors. By charging  "points", the lender can bring the real estate loan up to those other  investments. 

What is earnest money?

When you make an offer, you will need to put up an earnest money deposit  as a sign of good faith that you are seriously interested in buying a  home. That deposit becomes a part of the purchase price and is held in a  trust account until there is full acceptance of the offer. Typically,  an earnest money is 3-5% of the offer amount. 

What is title insurance?

Title insurance protects the named insured against loss because of  defects, liens, encumbrances, adverse claims or other matters not shown  or disclosed to the new owner that attach before date of policy. 

Is VA or FHA financing unfair to sellers?

FHA and VA loans provide purchasers the opportunity to buy homes with  minimal cash investment and at lower interest rates. The result is a  larger market for sellers, who also benefit by receiving all cash for  their equity.